Every month, the VA sends disability compensation to over 5 million veterans and their families. In 2025, the maximum monthly payment for a veteran with no dependents rated at 100% disability hit exactly $4,196.14 – that’s the number everyone is talking about right now.
Why Did Payments Increase So Much in 2025?
The 2025 COLA (Cost of Living Adjustment) was 2.5% – one of the bigger jumps in recent years. This automatic increase, announced every October, matches Social Security and helps your benefits keep up with inflation.
2025 VA Disability Pay Chart (Quick Table)
| Rating | Veteran Alone | With Spouse | With Spouse + 1 Child |
|---|---|---|---|
| 30% | $537.42 | $600.42 | $647.42 |
| 50% | $1,102.04 | $1,209.04 | $1,288.04 |
| 70% | $1,759.19 | $1,908.19 | $2,021.19 |
| 100% | $4,196.14 | $4,433.39 | $4,577.85 |
November 2025 VA Payment Schedule
| Payment Date | Covers Month | Day of Week |
|---|---|---|
| December 2, 2025 | November 2025 | Tuesday |
| December 31, 2025 | December 2025 | Wednesday |
(If the 1st falls on a weekend/holiday, VA pays on the last business day before – that’s why November money lands December 2.)
Who Qualifies for the $4,196 Monthly Check?
You need:
- A current combined VA disability rating of 100% (or Individual Unemployability that pays at 100%)
- No spouse or dependent children (adding them actually increases the payment – see table above!)
- Service-connected disability confirmed by the VA
How the 2025 COLA Boost Changes Everything
That extra 2.5% means:
- 100% veterans: +$102 per month
- 50% veterans: +$27 per month
- Total extra for 2025: over $1,200 a year for most recipients
Pro Tips to Get Your Full Payment on Time
- Set up direct deposit – it’s the fastest and safest.
- Keep your address and bank info updated in VA.gov.
- Check eBenefits or VA.gov the week before payment – sometimes retro pay drops early!
- File for dependents ASAP if you got married or had kids – you could be owed thousands in back pay.
Frequently Asked Questions (FAQ)
Q: When exactly does November 2025 VA disability money hit my bank?
A: Tuesday, December 2, 2025 (because December 1 is a Sunday).
Q: Is $4,196 the most anyone can get?
A: No! Add a spouse ($353 extra), kids, or Special Monthly Compensation (SMC) and payments can top $10,000+ monthly.
Q: Did everyone get the 2.5% raise?
A: Yes – every single VA disability recipient got the full COLA increase starting January 2025.
Final Thoughts – Don’t Leave Money on the Table!
The $4,196 VA disability payment in November 2025 is real, it’s coming December 2nd, and thousands of veterans still aren’t getting everything they deserve. Double-check your rating, add your dependents, and make sure direct deposit is active. Share this with every veteran you know – one click could put thousands back in their pocket this year.